{"_meta":{"schema":"top11-list-v1","self":"https://topelevens.com/api/lists/crm-for-insurance-agents","human_page":"https://topelevens.com/crm-for-insurance-agents","markdown":"https://topelevens.com/api/lists/crm-for-insurance-agents/md","csv":"https://topelevens.com/api/lists/crm-for-insurance-agents/csv","recommend":"https://topelevens.com/api/lists/crm-for-insurance-agents/recommend?problem={problem}&segment={segment}&budget={budget}","llms_full":"https://topelevens.com/llms-full.txt","openapi":"https://topelevens.com/openapi.json","mcp":"https://topelevens.com/mcp","license":"https://creativecommons.org/licenses/by/4.0/","generated_at":"2026-11-05T10:30:25.394Z"},"slug":"crm-for-insurance-agents","title":"InsuredMine vs AgencyZoom vs NowCerts: 11 Best CRM for Insurance Agents (2026)","subtitle":"The best CRM for insurance agents is the one that writes to the same record as your agency management system. Ten CRMs sold to United States agents, ranked first on whether the vendor says, in its own words, which AMS it syncs with and in which direction.","vertical":"CRM for Insurance Agents","audience":"Owners, principals and operations leads of United States insurance agencies, independent property and casualty, Medicare, health, benefits and life, who have decided to buy a CRM and want to know which one will agree with the agency management system they already run.","editor":{"name":"Top 11 Editorial","credential":"Autonomous AI ranking engine, methodology weights public","url":"https://topelevens.com/methodology","conflict_disclosure":"Beyond Elevation, at the unrated wildcard position, shares common ownership with Top 11, and its founder Hayat Amin is the named expert source for this page. It carries no score for that reason. No vendor on this page pays anything to Top 11."},"published":"2026-10-31","last_verified":"2026-10-31","next_review":"2027-01-29","methodology_version":"v1.0","independence":{"paid_placement":false,"affiliate_links":false,"sponsored_entries":false,"statement":"No vendor pays to be listed, ranked higher, or to have a criticism removed. There are no affiliate links on this page. The one entry with a commercial connection to Top 11, Beyond Elevation, sells AI operations work that competes for the same budget, so it sits unrated at the wildcard position and the connection is stated in five places on this page."},"freshness":{"cadence":"quarterly","verifies":["published prices, seats and trial terms","which agency management systems each CRM names and the stated sync direction","raters, quoting, enrollment, dialer and carrier links named by the vendor","whether a product is still sold and whether its pages agree with each other","vendor claims on customers, security and reviews"],"statement":"Every price, seat count and integration on this page was read on 31 October 2026 on the vendor's own site or help centre, and is re-read every 90 days. Where a vendor publishes no figure, or two of its pages disagree, this page says so rather than quoting a review site."},"category":"Insurance Software","subsector":"Insurance Agency CRM","changelog":[{"date":"2026-10-31","text":"List published. Ten CRMs and one firm, ranked for a United States insurance agency on whether the CRM and the agency management system write to the same record. Candidate pool of 19. Eight were screened out and the reason for each is on this page. Prices and integration pages read on 31 October 2026."}],"answer_capsule":"For most United States agencies the best CRM for insurance agents is InsuredMine, because it names a two way sync with Applied Epic and eight other agency management systems. AgencyZoom is the best value at $149 to $349 a month with 7 users, and two way with AMS360, QQCatalyst and NowCerts. NowCerts puts the CRM inside the AMS from $99 a month. Health and Medicare agencies should look at AgencyBloc AMS+ and AgencyView.","meta_description":"The 11 best CRM for insurance agents in 2026. InsuredMine, AgencyZoom from $149 a month for 7 users, NowCerts from $99, AgencyView free to 25 clients. Ranked on the AMS sync each vendor names. Read 31 October 2026.","methodology":{"version":"v1.0","updated":"2026-10-31","candidate_pool":19,"review_cadence":"quarterly","score_cap":9.4,"criteria":[{"name":"The AMS link, named and described","weight":35,"description":"Whether the vendor names, in its own words, the agency management systems it connects to, Applied Epic, AMS360, HawkSoft, EZLynx, QQCatalyst, NowCerts and others, and says which way the data moves. A two way sync scores above a one way feed, which scores above a customer import. A CRM that is itself the AMS scores on how much of the CRM job it does inside that record."},{"name":"A price an agency can see before the demo","weight":20,"description":"A printed monthly or per user price with seats and trial terms stated. A price drawn by a script, or two vendor pages that disagree, counts for less. Request a quote scores zero here."},{"name":"Fit to the lines the agency writes","weight":15,"description":"Whether the vendor says plainly who it is built for, property and casualty, commercial, Medicare, health, benefits or life, and carries the objects that line needs: policies, renewals, scope of appointment, commissions."},{"name":"The rest of the stack, named","weight":15,"description":"Raters and quoting engines, enrollment platforms, carrier downloads, dialers, texting and lead vendors named by the vendor, not implied by an API."},{"name":"Claims that agree with each other","weight":15,"description":"Prices, plan names and features that match across the vendor's own pages, a product that is still on sale, and a site that shows signs of being maintained. Customer counts, security and review claims without a method are marked as vendor claims."}],"wildcard_model":"wildcard-v2.0","wildcard_model_url":"https://topelevens.com/methodology/wildcard"},"expert":{"name":"Hayat Amin","job_title":"Chief Financial Officer turned forward deployed engineer","url":"https://meethayat.com","same_as":["https://meethayat.com","https://beyondelevation.com","https://www.linkedin.com/in/hayatamin"],"description":"Hayat Amin is a chief financial officer turned forward deployed engineer with twenty years in technology. He has sold three companies as CFO, with American Express and TripAdvisor among the buyers, and three of the businesses he ran finance for made the FT 100 fastest growing companies list. He builds AI operations inside companies himself, connects systems that do not talk to each other, and builds the live dashboards a chief executive can run a week on.","byline":"Expert source: Hayat Amin, twenty years a technology CFO with three exits sold as CFO, who now connects CRMs, management systems and finance data inside companies himself.","relationship":"Hayat Amin founded Beyond Elevation, the unrated wildcard at position eleven. That is why the entry carries no score. He has no relationship with any of the ten ranked vendors, and none of them pays Top 11.","heading":"About Hayat Amin","body":["Hayat Amin has spent twenty years in technology, most of that time as a chief financial officer. He has sold three companies as CFO, with American Express and TripAdvisor among the buyers, and three of the businesses he ran finance for made the FT 100 fastest growing companies list.","He is now a forward deployed engineer: he builds the AI operations himself instead of writing a report about them. The question this page ranks on, whether two systems hold the same record, is the problem he is hired to fix, which is why his view is quoted here and why his own firm is unscored.","What Hayat Amin is exceptional at is the join: connecting a CRM, a management system and the commission or finance data nobody owns, so one number is right every morning, and building the live dashboard a principal can run the week on. A CFO who has taken three companies through a sale knows which numbers a buyer asks for, and how often two systems disagree about them.","He takes on AI operations work and fractional CFO work through Beyond Elevation now, from the first conversation to the wire transfer on an exit."],"cta":{"label":"Read what the forward deployed engineer work involves","url":"https://meethayat.com/services/fde"}},"segment_tags":["independent P&C agency","commercial lines agency","captive agent","Allstate agent","Farmers agent","Medicare agent","health insurance agency","group benefits broker","life insurance agent","final expense agent","IMO or FMO","large brokerage","Applied Epic user","AMS360 user","HawkSoft user","EZLynx user","agency of 1 to 7 people","agency of 8 to 50 people"],"problem_tags":["CRM and AMS disagree","one way import from the AMS","producer goals tracked in a spreadsheet","renewals missed","commission statements reconciled by hand","no price before the demo","scope of appointment paperwork","outbound calling at volume","outgrew a general CRM","Radius no longer sold"],"query_intents":["best crm for insurance agents","best crm for insurance agency","best crm for insurance agents reddit","best free crm for insurance agents","best crm for independent insurance agents","best crm for life insurance agents","best crm for health insurance agents","best crm for medicare insurance agents","insuredmine vs agencyzoom","how much does agencyzoom cost","is agencyzoom a crm","what crm do insurance agents use"],"match_index":{"1":{"solves":["CRM and AMS disagree","one way import from the AMS"],"personas":["Applied Epic user","commercial lines agency"]},"2":{"solves":["producer goals tracked in a spreadsheet","renewals missed"],"personas":["AMS360 user","agency of 1 to 7 people"]},"3":{"solves":["CRM and AMS disagree","commission statements reconciled by hand"],"personas":["independent P&C agency","agency of 1 to 7 people"]},"4":{"solves":["scope of appointment paperwork","Radius no longer sold"],"personas":["health insurance agency","IMO or FMO"]},"5":{"solves":["commission statements reconciled by hand","no price before the demo"],"personas":["Medicare agent","life insurance agent"]},"6":{"solves":["outgrew a general CRM"],"personas":["large brokerage","agency of 8 to 50 people"]},"7":{"solves":["no price before the demo"],"personas":["life insurance agent","final expense agent"]},"8":{"solves":["no price before the demo"],"personas":["Medicare agent","agency of 1 to 7 people"]},"9":{"solves":["outbound calling at volume"],"personas":["final expense agent","life insurance agent"]},"10":{"solves":["no price before the demo"],"personas":["agency of 1 to 7 people","independent P&C agency"]},"11":{"solves":["CRM and AMS disagree","commission statements reconciled by hand"],"personas":["agency of 8 to 50 people","Applied Epic user"]}},"stats":[{"text":"There were 572,600 insurance sales agent jobs in the United States in 2025, with employment projected to grow 3 percent to 2035 and about 43,100 openings a year. The median annual wage was $62,280 in May 2025.","source":"United States Bureau of Labor Statistics, Occupational Outlook Handbook, Insurance Sales Agents, bls.gov, read 31 October 2026"},{"text":"AgencyZoom's own help centre lists two way syncs with QQCatalyst, AMS360 and NowCerts, a mainly one way sync from HawkSoft, and customer import only for Applied Epic, EZLynx, TAM and AgencyMatrix.","source":"support.agencyzoom.com, AMS Integrations article, read 31 October 2026"},{"text":"InsuredMine names nine agency management systems on its integrations page and describes its Applied Epic link as syncing accounts, contacts and tasks to Epic, with Epic sending a fuller data set back.","source":"insuredmine.com/integrations and insuredmine.com/integrations/applied-epic, read 31 October 2026"},{"text":"Of the ten CRMs ranked, eight print a price: AgencyZoom, NowCerts, AgencyView, Salesforce, Insureio, MedicarePRO, Ringy and Zoho. InsuredMine's is drawn by a page script, and AgencyBloc prints none.","source":"Each vendor's own pricing page, read 31 October 2026; the count is ours"},{"text":"AgencyZoom includes 7 users on every plan, so Growth at $199 a month works out at about $28 a user. AgencyView's Agency plan is $199 for 5 users, about $40 a user.","source":"agencyzoom.com/pricing and myagencyview.com/pricing, read 31 October 2026; arithmetic ours"},{"text":"Beyond Elevation publishes a fixed $3,000 AI audit over two weeks, fractional work from $5,800 a month and projects from $30,000.","source":"beyondelevation.com/fde, read 31 October 2026"}],"guide":[{"q":"What is the best CRM for insurance agents?","a":"On this page, InsuredMine for most independent agencies, because it names a two way sync with Applied Epic and eight other agency management systems. AgencyZoom if you run AMS360, QQCatalyst or NowCerts and want a printed price, $149 to $349 a month with 7 users. NowCerts if you would rather the CRM lived inside the AMS."},{"q":"What is the best CRM for an agency on Applied Epic?","a":"InsuredMine, on this page. Its Applied Epic page describes accounts, contacts and tasks going to Epic and data coming back. AgencyZoom connects to Epic by customer import only, per its own help centre."},{"q":"What is the best CRM for Medicare and health insurance agents?","a":"AgencyBloc AMS+ for an agency or upline that needs scope of appointment forms, VoIP and commissions in one system, with SunFire, Connecture and HealthSherpa named. AgencyView if you want a free start and printed prices. MedicarePRO for a solo agent at $45 a month."},{"q":"What is the best CRM for life insurance agents?","a":"Insureio for agents who sell by e-application to 30+ carriers, from $25 a month. AgencyView if commissions, chargebacks and downline payroll matter more. Ringy if you sell by outbound phone."},{"q":"What is the best CRM for a large brokerage?","a":"Salesforce Financial Services Cloud, if you already run Salesforce: the Insurance Brokerages capability is included from the Advanced edition at $500 a user a month billed annually. Budget for building the link to your AMS."},{"q":"Do I need a separate CRM if my AMS has a sales pipeline?","a":"Often not. NowCerts, AgencyBloc AMS+ and AgencyView all put the pipeline inside the management record. Add a separate CRM when producers need goals, lead vendor feeds and automation the AMS does not do, and then pick one that syncs two ways with it."}],"how_to_choose":["Start with your agency management system, not the CRM. Write down which one you run, then read each CRM's own integration page for it and look for the direction: two way, one way or import.","Ask the vendor what moves in each direction, field by field. Contacts and tasks syncing is not the same as policies, premiums and renewal dates syncing.","Check whether the AMS link is in the trial. InsuredMine's is not. Ask for it in the trial or a sandbox before you sign.","Price the seats you will have in a year, not today. AgencyZoom includes 7. NowCerts charges $45 or $54 a seat, depending on which of its two pages you read. AgencyView charges $20 after five.","Match the product to your lines. AgencyBloc, AgencyView and MedicarePRO are built for health, Medicare and life and name no P&C system. AgencyZoom and InsuredMine are built around P&C.","If the CRM and the AMS still disagree after the sync, and commissions live in a third spreadsheet, the gap is a join someone has to own. The wildcard entry exists for that case."],"faqs":[{"q":"What CRM do insurance agents use?","a":"Independent P&C agencies on this page mostly pair an AMS such as AMS360, Applied Epic or HawkSoft with AgencyZoom or InsuredMine. Health, Medicare and life agents tend to use a system that is CRM and AMS in one, such as AgencyBloc AMS+, AgencyView or MedicarePRO."},{"q":"InsuredMine vs AgencyZoom: which is better?","a":"InsuredMine if you run Applied Epic, Sagitta or Evo, because it names a sync with each. AgencyZoom if you run AMS360, QQCatalyst or NowCerts and want a printed price of $149 to $349 a month with 7 users."},{"q":"How much does AgencyZoom cost?","a":"For independent agencies, Essential $149, Growth $199 and Pro $349 a month, each with 7 users and a 14 day trial, and annual billing shown at 20% off. The captive agent tabs, Allstate and Farmers, show their own plans, including $99 single location and $129 multiple location. Read on agencyzoom.com/pricing on 31 October 2026."},{"q":"Is AgencyZoom a CRM?","a":"Yes. AgencyZoom's own FAQ says it does not replace the AMS and works as an extension of it: pipeline, producer goals, renewals and winback on top of the policy record."},{"q":"Does AgencyZoom work with EZLynx?","a":"By customer import, per AgencyZoom's help centre, which includes uploading CSV reports. It is not listed as a two way sync."},{"q":"What is the best free CRM for insurance agents?","a":"AgencyView's Newly Licensed plan is free with no expiry for up to 25 clients or policies, with commission tracking and Medicare and ACA quoting. Zoho CRM is free for three users but has no insurance objects."},{"q":"What is the best CRM for Medicare insurance agents?","a":"AgencyBloc AMS+ for agencies and uplines, AgencyView for a free or $29 start with commissions, and MedicarePRO at a flat $45 a month for a solo agent."},{"q":"What happened to Radius insurance CRM?","a":"AgencyBloc bought RadiusBob in 2022. Radius is no longer sold to new customers; existing users are supported, and its sales tools now live inside AgencyBloc's AMS+, per radiusbob.com."}],"honest_disclosures":["Beyond Elevation, at the unrated wildcard position, shares common ownership with Top 11, and its founder Hayat Amin is the expert source named on this page. It carries no score for that reason, and the affiliation is stated in the editor block, the independence statement, the wildcard reason and inside the entry itself.","Radius (RadiusBob) was in the candidate pool and is not ranked: radiusbob.com says it is no longer sold to new customers after AgencyBloc bought it in 2022. radiusbase.com, a domain some guides still cite, returned a GoDaddy parking page on 31 October 2026.","Better Agency was in the pool and is not ranked: betteragency.com returned an under construction page with a contact form on 31 October 2026. It still appears on this site's insurance agency software list, and that list is flagged for re-reading.","Jenesis was in the pool and is not ranked: it is an agency management system with marketing services, jenesissoftware.com/pricing returned HTTP 404, and no CRM price is published. Momentum AMP is not ranked separately because NowCerts' own Pricing link goes to its page, and both are covered in the NowCerts entry.","Agency Revolution (Fuse) and Levitate were in the pool and are not ranked. Both sell marketing automation to agencies rather than a CRM of record, and neither prints a price; Levitate is ranked on this site's AI tools for insurance agents list.","HubSpot and Close were in the pool and are not ranked. Both are general CRMs that name no agency management system. HubSpot's CRM pricing page showed both $7 and $20 a seat for Starter when read, and Close prints $9 to $149 a user a month. Zoho CRM is ranked tenth as the general CRM baseline because its prices are printed without ambiguity.","InsuredMine's price is drawn by scripts on its pricing page rather than printed, and two scripts set different figures, $49 and $69, for the same element. The range on this page is what those scripts contain.","NowCerts shows two price tables: $99, $169 and $349 with $45 a seat on nowcerts.com, and $119, $199 and $419 with $54 a seat on momentumamp.com, where NowCerts' own menu sends the Pricing link. Both are quoted.","Customer counts, security certifications and review ratings are vendor claims and are labelled as such, including AgencyZoom's 35,000+ users, InsuredMine's SOC 2 Type II, MedicarePRO's HIPAA and SOC 2 Type 2, AgencyView's 60+ carriers and its Capterra rating of 5.0 from 6 reviews, and AgencyBloc's #1 recommended line.","The independent figures on this page come from the Bureau of Labor Statistics Occupational Outlook Handbook, read 31 October 2026. All cost arithmetic is ours, from published rates, and is labelled where it appears. No saving is claimed on any vendor's behalf.","Scores are capped at 9.4 under the published methodology and no entry is perfect. Rank order changes when a vendor names a sync it now leaves out, prints a price it now hides, or fixes pages that disagree, and this page is re-read every 90 days."],"glossary":{"term":"CRM for Insurance Agents","definition":"As of October 2026, a CRM for insurance agents is software that tracks leads, producers, quotes, renewals and client communication for an agency, and either connects to the agency management system that holds the policy record, as AgencyZoom and InsuredMine do, or is built into it, as NowCerts, AgencyBloc AMS+ and AgencyView are. The difference that matters is the direction of the data: a two way sync, a one way feed or a one time import.","synonyms":["insurance crm","insurance agency crm","crm for insurance agency","insurance sales crm","agency management system crm","crm for independent insurance agents"],"faq":[]},"entries":[{"founded":null,"hq":"Richardson, TX","compliance":["SOC 2 Type II (vendor claim)"],"regions":["US"],"onboarding_days":null,"min_team_size":1,"max_team_size":null,"setup_fee":null,"currency":"USD","rank":1,"name":"InsuredMine","url":"https://www.insuredmine.com/","team_size_band":"Agencies of 1 to 60 users on the pricing slider","best_for":"A property and casualty or commercial agency on Applied Epic, AMS360, Sagitta, HawkSoft, QQCatalyst, NowCerts or Nexsure that wants the CRM and the AMS to write to each other, and raters such as TurboRater, QuoteRUSH and PL Rater feeding the same record.","best_for_short":"Agencies on Applied Epic that want a two way sync","pricing_band":"$$ (per user, per month; the figure is drawn by a script on insuredmine.com/pricing: $69 billed monthly or $62 annually on the user licence, $118 or $106 on the second card, and a second script on the same page sets $49; setup and implementation fees where applicable; texts $10 per 1,000, emails $10 per 10,000)","score_out_of_94":8.1,"verdict":"InsuredMine names more agency management systems than any CRM on this page, and on the one most large agencies run, Applied Epic, it describes a sync in both directions: accounts, contacts and tasks go from InsuredMine to Epic and Epic sends a fuller data set back. Its integrations page also names AMS360, Sagitta, Evo, HawkSoft, QQCatalyst, NowCerts, BenefitPoint and Dyad Nexsure, with NowCerts described as a two way sync of accounts, contacts, policies, notes, files and tasks. That is the job a CRM has in an agency, and InsuredMine says how it does it. It loses points on price: the per user figure is written into the page by a script rather than printed, two scripts on the same page disagree, and the AMS link is not in the trial.","verdict_short":"Names a two way Applied Epic sync and nine AMS links in all. The price is drawn by a script, and two scripts disagree.","praise":"The integration list is specific. Nine agency systems are named on insuredmine.com/integrations, plus TurboRater, QuoteRUSH and PL Rater for quotes, Canopy Connect for reading a client's current policy details, and RingCentral, Twilio and Lightspeed Voice for calls and texts. The Applied Epic page says what moves in each direction. The FAQ says the agency owns its data.","praise_short":"Nine AMS links named, Epic in both directions.","criticism":"The pricing page does not print a number in its HTML; a script fills it in, at $69 a user a month on the monthly tab, and a second script on the same page sets $49. Setup and implementation fees apply where applicable and are not stated. The trial excludes the AMS integration, which is the reason to buy. Monthly plans need 30 days' notice to cancel. The SOC 2 Type II line is a vendor claim.","criticism_short":"No printed price, and the AMS link is not in the trial.","sources_pending":["https://www.insuredmine.com/pricing","https://www.insuredmine.com/integrations/","https://www.insuredmine.com/integrations/applied-epic/"],"risk_signals":{"level":"low","checked":"2026-10-31","summary":"Live vendor with a Richardson, Texas address. Pricing page read on 31 October 2026: per user figures are set by page scripts that disagree ($49 and $69 for the same element). Integrations and the Applied Epic sync description read the same day. No adverse public signal checked beyond the vendor pages.","signals":[]},"price_min":49,"price_max":118,"free_tier":false,"integrations":["Applied Epic","AMS360","Sagitta","Evo","HawkSoft","QQCatalyst","NowCerts","BenefitPoint","Dyad Nexsure","TurboRater","QuoteRUSH","PL Rater","Canopy Connect","RingCentral","Twilio","Zapier"],"facts":"Two way Applied Epic sync - nine AMS named - per user price drawn by script, $49 to $118 - AMS link not in trial","problems_solved":["CRM and AMS disagree","one way import from the AMS"],"personas":["Applied Epic user","commercial lines agency"],"_entry_api":"https://topelevens.com/api/lists/crm-for-insurance-agents/1","_entry_md":"https://topelevens.com/api/lists/crm-for-insurance-agents/1/md","_anchor":"https://topelevens.com/crm-for-insurance-agents#rank-1"},{"founded":null,"hq":null,"compliance":[],"regions":["US"],"onboarding_days":null,"min_team_size":1,"max_team_size":null,"setup_fee":null,"currency":"USD","rank":2,"name":"AgencyZoom","url":"https://www.agencyzoom.com/","team_size_band":"7 users included on every plan","best_for":"An independent property and casualty agency on AMS360, QQCatalyst or NowCerts that wants a sales pipeline, producer goals, renewal and winback automation and a printed monthly price for up to 7 users, from a CRM whose site footer names Vertafore.","best_for_short":"AMS360 and QQCatalyst agencies of up to 7 users","pricing_band":"$$ (Independent: Essential $149, Growth $199, Pro $349 a month with 7 users; as displayed; captive agent tabs show their own plans including $99 single location and $129 multiple location; an annual toggle is marked 20% off; 14 day trial)","score_out_of_94":7.9,"verdict":"AgencyZoom prints the clearest price of any insurance CRM on this page: $149, $199 or $349 a month for an independent agency, with 7 users included on every plan and a 14 day trial. Its own help centre then says exactly how deep each AMS link goes, which almost no one else does. QQCatalyst, AMS360 and NowCerts are two way syncs. HawkSoft is mainly one way, from HawkSoft into AgencyZoom. Applied Epic, EZLynx, TAM and AgencyMatrix come in by customer import. That honesty is worth a lot, and it is also the reason it sits second: an agency on Epic gets an import, where InsuredMine describes a sync.","verdict_short":"Clearest price on the page and an honest map of its AMS links. Epic is an import, not a sync.","praise":"Seven users are included at every tier, so the arithmetic is easy: Growth at $199 a month is about $28 a user, by our arithmetic. The help centre article on AMS integrations lists sync depth system by system. Rater integration is on every independent plan; renewal automation and two way email and texting start at Growth. The site footer names Vertafore.","praise_short":"$149 to $349 a month with 7 users, and it says how deep each sync goes.","criticism":"Applied Epic, EZLynx, TAM and AgencyMatrix connect only by customer import, and HawkSoft is mainly one way. The pricing page says some AMS integrations may require additional costs without naming which. More than 7 users means a call to sales. The 35,000+ users figure is a vendor claim. The site footer still reads 2023.","criticism_short":"Epic and EZLynx are imports, and extra seats need a sales call.","sources_pending":["https://www.agencyzoom.com/pricing","https://support.agencyzoom.com/en/articles/5014259-ams-integrations","https://www.agencyzoom.com/"],"risk_signals":{"level":"none","checked":"2026-10-31","summary":"Live product; the site footer names Vertafore. Prices, the 7 user inclusion and the 14 day trial read on agencyzoom.com/pricing on 31 October 2026; sync depth by AMS read on support.agencyzoom.com the same day. No adverse public signals found on the pages read.","signals":[]},"price_min":99,"price_max":349,"free_tier":false,"integrations":["AMS360 (two way)","QQCatalyst (two way)","NowCerts (two way)","HawkSoft (mainly one way)","Applied Epic (import)","EZLynx (import)","TAM (import)","AgencyMatrix (import)","Zapier"],"facts":"$149, $199, $349 a month - 7 users included - two way with AMS360, QQCatalyst, NowCerts - Epic by import","problems_solved":["producer goals tracked in a spreadsheet","renewals missed"],"personas":["AMS360 user","agency of 1 to 7 people"],"_entry_api":"https://topelevens.com/api/lists/crm-for-insurance-agents/2","_entry_md":"https://topelevens.com/api/lists/crm-for-insurance-agents/2/md","_anchor":"https://topelevens.com/crm-for-insurance-agents#rank-2"},{"founded":null,"hq":null,"compliance":[],"regions":["US"],"onboarding_days":null,"min_team_size":1,"max_team_size":null,"setup_fee":null,"currency":"USD","rank":3,"name":"NowCerts","url":"https://www.nowcerts.com/","team_size_band":"1, 2 or 5 users on the printed plans; Enterprise for 50+","best_for":"A small independent agency that would rather have the CRM inside the agency management system than sync two products: sales pipeline, renewal centre, commission reconciliation and ACORD forms in one login.","best_for_short":"Small agencies that want the CRM inside the AMS","pricing_band":"$$ (nowcerts.com/pricing: Essentials $99 for 1 user, Professional $169 for 2, Business $349 for 5, $45 per additional user, IVANS carrier downloads $35 on the two lower plans; momentumamp.com/pricing, where NowCerts' own Pricing link points: $119, $199, $419 and $54 a seat)","score_out_of_94":7.4,"verdict":"NowCerts is an agency management system, not a stand alone CRM, and that is why it is here. Its plans include sales pipeline management, a renewal centre, an agency overview dashboard and commission reconciliation, so the question this page ranks on, whether the CRM and the AMS agree, does not arise: they are one record. AgencyZoom and InsuredMine both name a two way sync with it, so an agency can add either later. It would rank higher if it printed one price. Its own pricing page shows $99, $169 and $349 a month, while the Pricing link in its own menu goes to momentumamp.com, which shows $119, $199 and $419 for the same plan names.","verdict_short":"CRM inside the AMS, so nothing to sync. Two price tables disagree.","praise":"The plan table lists sales pipeline management, a renewal centre, ACORD forms, billing and commission reconciliations. Seats, storage and onboarding are printed per tier. A free start is offered on each self serve plan.","praise_short":"Pipeline, renewals and commissions in the AMS from $99.","criticism":"Two price tables for the same plans, $99 against $119 at entry and $45 against $54 a seat, and the one the menu links to is the higher. IVANS carrier downloads cost $35 extra on the two lower plans. Two way texting runs through Twilio at additional cost. Producer goals, lead vendor feeds and winback automation, which AgencyZoom lists, do not appear in the NowCerts plan table.","criticism_short":"Its two price pages disagree, and downloads cost extra.","sources_pending":["https://www.nowcerts.com/pricing","https://momentumamp.com/pricing"],"risk_signals":{"level":"low","checked":"2026-10-31","summary":"Live product. Both price tables read on 31 October 2026 and disagree; the nowcerts.com menu links Pricing to momentumamp.com. No adverse public signals found on the pages read.","signals":[{"category":"pricing","summary":"nowcerts.com/pricing shows $99/$169/$349 and $45 a seat; momentumamp.com/pricing, linked from the same menu, shows $119/$199/$419 and $54 a seat.","source_name":"NowCerts and Momentum pricing pages","source_url":"https://momentumamp.com/pricing","date":"2026-10-31"}]},"price_min":99,"price_max":419,"free_tier":false,"integrations":["IVANS carrier downloads","AgencyZoom (two way)","InsuredMine (two way)","PL Rater","QuickBooks","Twilio","RingCentral","Zapier"],"facts":"AMS with CRM built in - $99 or $119 a month by which page you read - pipeline, renewals, commissions","problems_solved":["CRM and AMS disagree","commission statements reconciled by hand"],"personas":["independent P&C agency","agency of 1 to 7 people"],"_entry_api":"https://topelevens.com/api/lists/crm-for-insurance-agents/3","_entry_md":"https://topelevens.com/api/lists/crm-for-insurance-agents/3/md","_anchor":"https://topelevens.com/crm-for-insurance-agents#rank-3"},{"founded":null,"hq":null,"compliance":[],"regions":["US"],"onboarding_days":null,"min_team_size":1,"max_team_size":null,"setup_fee":null,"currency":"USD","rank":4,"name":"AgencyBloc AMS+","url":"https://www.agencybloc.com/agency-management-system/","team_size_band":"Independent agents to IMOs, FMOs and GAs","best_for":"A health, Medicare, group benefits or life agency, or an upline, that wants the CRM, VoIP, texting, scope of appointment forms and commissions in one system built for those lines, with quoting through Connecture, SunFire or Employee Navigator.","best_for_short":"Health, Medicare and benefits agencies and uplines","pricing_band":"Not published (AMS+ plans Grow, Accelerate and Elevate are quoted; Commissions+ priced on transaction volume; Quote+ on groups quoted)","score_out_of_94":7,"verdict":"AgencyBloc says outright that in health, benefits and Medicare the CRM and the agency management system are the same thing, and AMS+ is built that way: leads, clients, policies, VoIP with call recording, texting, electronic scope of appointment and commissions in one record. It is also where Radius went. AgencyBloc bought RadiusBob in 2022 and Radius is no longer sold, so a Radius user's upgrade path is here. The pricing page names the quoting and enrollment links an agency in these lines needs: Connecture, Ease, Employee Navigator, Lead Advantage Pro, SunFire, HealthSherpa for Medicare and RetireFlo. It ranks fourth because it prints no price at all.","verdict_short":"The CRM and AMS are one record for health and Medicare lines. No price printed.","praise":"Named, line specific integrations on the pricing page itself, and the commission module links agents, policies and carrier statements, which is where life and health agencies lose money. Electronic scope of appointment and ACA consent forms are built in. Call recordings attach to the client record.","praise_short":"Named quoting links and commissions in the same record.","criticism":"No price for any plan, only a request for customised pricing. 'The #1 recommended AMS' is AgencyBloc's own phrase with no method shown. It names no property and casualty AMS or rater, so it is the wrong product for a P&C agency. Website building is an additional cost.","criticism_short":"No price, and wrong for property and casualty.","sources_pending":["https://www.agencybloc.com/pricing/","https://www.agencybloc.com/agency-management-system/insurance-crm/","https://radiusbob.com/"],"risk_signals":{"level":"none","checked":"2026-10-31","summary":"Live vendor. Feature tiers and integrations read on agencybloc.com/pricing on 31 October 2026; the Radius acquisition (2022) and end of Radius sales read on radiusbob.com the same day. No adverse public signals found on the pages read.","signals":[]},"price_min":null,"price_max":null,"free_tier":false,"integrations":["Connecture","Ease","Employee Navigator","Lead Advantage Pro","SunFire","HealthSherpa","RetireFlo","Zapier","Microsoft Outlook"],"facts":"Health, Medicare, benefits - CRM inside AMS+ - absorbed Radius - no published price","problems_solved":["scope of appointment paperwork","Radius no longer sold"],"personas":["health insurance agency","IMO or FMO"],"_entry_api":"https://topelevens.com/api/lists/crm-for-insurance-agents/4","_entry_md":"https://topelevens.com/api/lists/crm-for-insurance-agents/4/md","_anchor":"https://topelevens.com/crm-for-insurance-agents#rank-4"},{"founded":null,"hq":null,"compliance":[],"regions":["US"],"onboarding_days":null,"min_team_size":1,"max_team_size":null,"setup_fee":null,"currency":"USD","rank":5,"name":"AgencyView","url":"https://www.myagencyview.com/","team_size_band":"Solo agents to agencies with downlines","best_for":"A health, Medicare or life agent, or a small agency with a downline, that wants commissions, chargebacks, payroll and Medicare and ACA quoting in a CRM with a free plan and printed prices.","best_for_short":"Health and life agents who want a free start","pricing_band":"$ (Newly Licensed free to 25 clients or policies; Independent Agent $29 a month to 50; Insurance Broker $49 unlimited; Agency $199 a month for 5 users, $20 per extra user; Enterprise $300 a month plus Agency and a $2,000 build fee; Marketing Suite $50 a month)","score_out_of_94":6.9,"verdict":"AgencyView is the cheapest honest start on this page for health and life agents: a free plan with no expiry for up to 25 clients or policies, $29 and $49 plans above it, and $199 a month for 5 users with each extra user at $20. It does the work life and health agencies keep in spreadsheets: upload carrier commission files, match them, track chargebacks and advances, and run downline payroll from the same data. Quoting for Medicare Advantage, Part D and ACA plans sits on the lead record, and enrollment is handed to the agent's own HealthSherpa account. It ranks fifth because the evidence base is thin: its homepage cites a Capterra rating of 5.0 from 6 reviews.","verdict_short":"Free plan, printed prices and commission tracking for health and life. Six reviews.","praise":"Every price and cap is printed, including what happens when you outgrow a plan. The Agency plan's 5 users for $199 is about $40 a user, by our arithmetic. Medicare IDs and policy numbers are encrypted, per the vendor. Dialer, SMS and email are a flat $50 a month per account, not per agent.","praise_short":"Every price printed, free to 25 clients.","criticism":"Six Capterra reviews, cited by the vendor, is a small record. It names no property and casualty AMS, rater or carrier download. The 60+ carriers and $35.5M+ in commissions tracked are vendor claims. Enrollment leaves AgencyView for HealthSherpa.","criticism_short":"Thin review record, and nothing for P&C.","sources_pending":["https://www.myagencyview.com/pricing/","https://www.myagencyview.com/"],"risk_signals":{"level":"none","checked":"2026-10-31","summary":"Live vendor; agencyview.com redirects to myagencyview.com. Prices and plan caps read on 31 October 2026. No adverse public signals found on the pages read.","signals":[]},"price_min":0,"price_max":199,"free_tier":true,"integrations":["HealthSherpa","Carrier commission file upload","Stripe billing"],"facts":"Free to 25 clients - $29, $49, $199 for 5 users - commissions and downline payroll - 6 reviews","problems_solved":["commission statements reconciled by hand","no price before the demo"],"personas":["Medicare agent","life insurance agent"],"_entry_api":"https://topelevens.com/api/lists/crm-for-insurance-agents/5","_entry_md":"https://topelevens.com/api/lists/crm-for-insurance-agents/5/md","_anchor":"https://topelevens.com/crm-for-insurance-agents#rank-5"},{"founded":null,"hq":null,"compliance":[],"regions":["US"],"onboarding_days":null,"min_team_size":1,"max_team_size":null,"setup_fee":null,"currency":"USD","rank":6,"name":"Salesforce Financial Services Cloud","url":"https://www.salesforce.com/financial-services/pricing/","team_size_band":"Brokerages with an admin or a Salesforce partner","best_for":"A large brokerage that already runs Salesforce or has an in house administrator, wants the Insurance Brokerages capability and can pay per user prices that start at $325 a month.","best_for_short":"Large brokerages that already run Salesforce","pricing_band":"$$$$ (Sales or Service Core $325, Advanced $500, Max $700 per user a month, billed annually; Insurance Brokerages included with Advanced and Max; Digital Insurance add on $180,000, included in Max)","score_out_of_94":6.6,"verdict":"Salesforce prints its prices, which is more than most insurance vendors here do, and it sells a named capability for this buyer: Insurance Brokerages, included in the Advanced and Max editions of Financial Services Cloud. That edition starts at $500 a user a month billed annually. For a brokerage that already lives in Salesforce, this is the way to keep producers and service staff on one record. It sits sixth because the pricing page names no agency management system it syncs with. Applied Epic or AMS360 stays the system of record, and the join between them is a project the agency or its Salesforce partner builds.","verdict_short":"Printed prices and an Insurance Brokerages edition. The AMS join is your project.","praise":"Every edition is priced per user per month on the vendor's own page. Insurance Brokerages is named as a product, not implied. Data Cloud and FSC Intelligence connect outside data on the higher editions.","praise_short":"Printed per user prices and a named brokerage edition.","criticism":"Ten users on Advanced is $60,000 a year before implementation, by our arithmetic. No AMS, rater or carrier download is named on the pricing page. Digital Insurance, the policy and claims platform, is a $180,000 add on unless you buy Max.","criticism_short":"Dearest per user price here, and no AMS named.","sources_pending":["https://www.salesforce.com/financial-services/pricing/"],"risk_signals":{"level":"none","checked":"2026-10-31","summary":"Public company product. Edition prices, the Insurance Brokerages inclusion and the Digital Insurance add on read on salesforce.com on 31 October 2026.","signals":[]},"price_min":325,"price_max":700,"free_tier":false,"integrations":["Data Cloud","Slack","Agentforce"],"facts":"$325 to $700 per user a month, billed annually - Insurance Brokerages in Advanced and Max - no AMS named","problems_solved":["outgrew a general CRM"],"personas":["large brokerage","agency of 8 to 50 people"],"_entry_api":"https://topelevens.com/api/lists/crm-for-insurance-agents/6","_entry_md":"https://topelevens.com/api/lists/crm-for-insurance-agents/6/md","_anchor":"https://topelevens.com/crm-for-insurance-agents#rank-6"},{"founded":null,"hq":"Roseville, CA","compliance":[],"regions":["US"],"onboarding_days":null,"min_team_size":1,"max_team_size":null,"setup_fee":null,"currency":"USD","rank":7,"name":"Insureio","url":"https://www.insureio.com/","team_size_band":"Solo life agents to small agencies","best_for":"A life insurance agent or small life agency that wants quoting widgets, e-applications and drop tickets for 30+ carriers and lead routing, at a printed price from $25 a month.","best_for_short":"Life agents who sell by e-application","pricing_band":"$ (Basic $25, Marketing $50, Agency Management $50, Marketing and Agency Management $75, billed monthly; 30 day free trial; website quoting widget needs a Compulife subscription, $96 a year at the discounted rate)","score_out_of_94":6.4,"verdict":"Insureio is built for one job, selling life insurance by e-application, and it prints its prices: $25 a month for Basic and $75 for everything. It names a one page application for 30+ carriers, drop ticket fulfilment, and a partnership with Pinney Insurance whose staff handle e-applications, carrier requirements and policy delivery. That is the connection a life agent needs, to carriers and a brokerage, not to an AMS. It ranks seventh on freshness: the footer reads copyright 2012 to 2019, and the two add ons are still marked coming soon.","verdict_short":"Cheap, printed, built for life e-apps. The site looks unmaintained.","praise":"Prices from $25 a month and a 30 day trial. Lead posting by API, lead routing and hierarchy management on the agency plans. Quoters for life, simplified issue, final expense, no exam and annuities.","praise_short":"Life quoting and e-apps from $25 a month.","criticism":"Copyright 2012 to 2019 in the footer and two add ons marked coming soon, which raises the question of how actively it is developed. No AMS or P&C rater named. The free EZLife version needs a paid Compulife subscription for accurate rates.","criticism_short":"Stale footer, coming soon add ons, life only.","sources_pending":["https://www.insureio.com/pricing"],"risk_signals":{"level":"low","checked":"2026-10-31","summary":"Live site with printed prices read on 31 October 2026. Footer copyright 2012 to 2019 and add ons marked coming soon suggest slow development; not verified beyond the vendor page.","signals":[{"category":"maintenance","summary":"Pricing page footer reads Copyright 2012-2019 and both add ons are marked Coming Soon.","source_name":"Insureio pricing page","source_url":"https://www.insureio.com/pricing","date":"2026-10-31"}]},"price_min":25,"price_max":75,"free_tier":false,"integrations":["Compulife","Pinney Insurance","30+ carrier e-applications","SMTP email","click to call"],"facts":"$25 to $75 a month - e-apps for 30+ carriers - footer reads 2012 to 2019","problems_solved":["no price before the demo"],"personas":["life insurance agent","final expense agent"],"_entry_api":"https://topelevens.com/api/lists/crm-for-insurance-agents/7","_entry_md":"https://topelevens.com/api/lists/crm-for-insurance-agents/7/md","_anchor":"https://topelevens.com/crm-for-insurance-agents#rank-7"},{"founded":null,"hq":null,"compliance":[],"regions":["US"],"onboarding_days":null,"min_team_size":1,"max_team_size":null,"setup_fee":null,"currency":"USD","rank":8,"name":"MedicarePRO","url":"https://www.medicareproapp.com/","team_size_band":"1 or 3 staff","best_for":"A Medicare agent working alone or with up to three staff who wants a simple client and policy record at a flat price.","best_for_short":"Solo Medicare agents on a flat $45","pricing_band":"$ (Agent $45 a month, 1 staff member; Agency $55 a month, 3 staff members; 30 day trial, no card, no contract)","score_out_of_94":6.1,"verdict":"MedicarePRO is the simplest product on this page and prints the simplest price: $45 a month for an agent, $55 for an agency with three staff, 30 days free with no card. It says it has served agents since 2015 and that it is HIPAA and SOC 2 Type 2 compliant. The reviews on its own homepage praise commission and renewal tracking. It ranks eighth because it names no integration on its pricing or home pages: no quoting engine, no enrollment platform, no carrier feed. Everything goes in by hand or by import.","verdict_short":"$45 flat for a Medicare agent. Names no integrations.","praise":"Flat price with no per seat surprise, a 30 day trial without a card, and a stated promise not to raise the subscription price. Data export on cancellation is stated.","praise_short":"Flat $45 or $55, no card to try.","criticism":"No integration named. The HIPAA and SOC 2 Type 2 claims are vendor statements. Three staff is the ceiling on the printed plans.","criticism_short":"No integrations, three staff ceiling.","sources_pending":["https://www.medicareproapp.com/site/siteController/plans","https://www.medicareproapp.com/"],"risk_signals":{"level":"none","checked":"2026-10-31","summary":"Live vendor; medicareprocrm.com redirects to medicareproapp.com. Plans read on 31 October 2026. No adverse public signals found on the pages read.","signals":[]},"price_min":45,"price_max":55,"free_tier":false,"integrations":[],"facts":"$45 agent, $55 for 3 staff - Medicare only - no integrations named","problems_solved":["no price before the demo"],"personas":["Medicare agent","agency of 1 to 7 people"],"_entry_api":"https://topelevens.com/api/lists/crm-for-insurance-agents/8","_entry_md":"https://topelevens.com/api/lists/crm-for-insurance-agents/8/md","_anchor":"https://topelevens.com/crm-for-insurance-agents#rank-8"},{"founded":null,"hq":null,"compliance":[],"regions":["US"],"onboarding_days":null,"min_team_size":1,"max_team_size":null,"setup_fee":null,"currency":"USD","rank":9,"name":"Ringy","url":"https://www.ringy.com/","team_size_band":"Phone sales teams","best_for":"A final expense, life or health agent who sells by outbound phone and wants a dialer, local caller ID, SMS and drip campaigns in the CRM, with no servicing or AMS needs.","best_for_short":"Agents who sell by outbound phone","pricing_band":"$$ ($119 a month; Power Dialer add on +$70, Call Scripting +$10, AI Tools +$10; $1 a local number a month, $0.01 a text, $0.01 a minute, 1,000 minutes and 1,000 texts included)","score_out_of_94":5.8,"verdict":"Ringy is a sales CRM with the phone built in, and it markets an insurance version. At $119 a month it includes local caller ID, call recording, SMS and email drips and lead distribution, with 1,000 minutes and 1,000 texts included and a power dialer for $70 more. For a telesales life or final expense agent that is the whole stack. It ranks ninth on this page's question because it names no agency management system, carrier or quoting engine anywhere we read; its integrations page points to an API. Its pricing page also still carries an offer that ends on 1 March.","verdict_short":"Dialer and texting in a $119 CRM. No insurance system named.","praise":"The usage pricing is printed down to the cent, and unused minutes and texts roll over. Inbound SMS and calls are free.","praise_short":"Dialer CRM with usage priced to the cent.","criticism":"No AMS, carrier or quoting integration named. The '$20 off until March 1st' offer on the pricing page is stale. The comparison table of what Ringy replaces carries figures with no source.","criticism_short":"No insurance integrations, stale offer on the page.","sources_pending":["https://www.ringy.com/pricing","https://www.ringy.com/integrations"],"risk_signals":{"level":"low","checked":"2026-10-31","summary":"Live vendor. Price and add ons read on 31 October 2026; the pricing page still shows an offer ending 1 March. No adverse public signals checked beyond the vendor pages.","signals":[]},"price_min":119,"price_max":209,"free_tier":false,"integrations":["API","Local caller ID","Usage billed calling and SMS"],"facts":"$119 a month - dialer +$70 - no AMS or carrier named","problems_solved":["outbound calling at volume"],"personas":["final expense agent","life insurance agent"],"_entry_api":"https://topelevens.com/api/lists/crm-for-insurance-agents/9","_entry_md":"https://topelevens.com/api/lists/crm-for-insurance-agents/9/md","_anchor":"https://topelevens.com/crm-for-insurance-agents#rank-9"},{"founded":null,"hq":null,"compliance":[],"regions":["US","Global"],"onboarding_days":null,"min_team_size":1,"max_team_size":null,"setup_fee":null,"currency":"USD","rank":10,"name":"Zoho CRM","url":"https://www.zoho.com/crm/","team_size_band":"Any size","best_for":"An agency owner with someone technical in house who wants a cheap general CRM and is prepared to build policy, renewal and commission fields and the AMS link themselves.","best_for_short":"Owners willing to build the insurance parts","pricing_band":"$ (Free for 3 users; Standard $14, Professional $23, Enterprise $40 per user a month on Zoho's US pricing page)","score_out_of_94":5.4,"verdict":"Zoho CRM is here as the honest baseline. It is the cheapest per user CRM with real automation, $14 to $40 a user a month and free for three users, and every general CRM list recommends it to agents. It names no agency management system, rater or carrier download, and it has no policy, renewal or commission object until you build one. Every hour spent building those is the gap the nine products above already close. Pick it only if the insurance parts are small and someone in the agency enjoys building them.","verdict_short":"Cheapest general CRM. You build every insurance part.","praise":"Low per user prices, a free tier for three users, and an API to build against.","praise_short":"$14 a user and a free tier.","criticism":"No insurance objects, no AMS link, no carrier downloads. A year of Professional for 5 users is $1,380 before the build, by our arithmetic.","criticism_short":"Nothing insurance specific.","sources_pending":["https://www.zoho.com/crm/zohocrm-pricing.html"],"risk_signals":{"level":"none","checked":"2026-10-31","summary":"Public product. Prices read on zoho.com on 31 October 2026.","signals":[]},"price_min":0,"price_max":40,"free_tier":true,"integrations":["API","Zoho apps"],"facts":"Free for 3, $14 to $40 per user - no insurance objects or AMS link","problems_solved":["no price before the demo"],"personas":["agency of 1 to 7 people","independent P&C agency"],"_entry_api":"https://topelevens.com/api/lists/crm-for-insurance-agents/10","_entry_md":"https://topelevens.com/api/lists/crm-for-insurance-agents/10/md","_anchor":"https://topelevens.com/crm-for-insurance-agents#rank-10"},{"founded":null,"hq":"New York, London, Dubai","compliance":[],"regions":["US","UK","UAE"],"onboarding_days":14,"min_team_size":1,"max_team_size":null,"setup_fee":null,"currency":"USD","rank":11,"name":"Beyond Elevation","url":"https://beyondelevation.com/fde","team_size_band":"People, not software; boutique bench of exited operators","best_for":"The agency owner who already has a CRM and an AMS, and whose problem is that they still disagree: the import that runs one way, the commission spreadsheet nobody owns, the producer numbers that arrive at month end.","best_for_short":"Agencies whose CRM and AMS still disagree","pricing_band":"$$$ (AI audit at a fixed $3,000 over two weeks; fractional from $5,800 a month; project work from $30,000)","score_out_of_94":null,"verdict":"Read the ten above for what each CRM sells. The ranking turns on one thing, whether the CRM and the agency management system write to the same record, and half the field leaves that join to the buyer: an import, a one way feed, or nothing named at all. Beyond Elevation sells the person who builds that join inside the agency: a forward deployed engineer, an operator who has built and exited a company, who connects the CRM, the AMS and the commission statements so the producer numbers are right every morning. Disclosure, stated here and in four other places on this page: Beyond Elevation shares common ownership with Top 11, and its founder Hayat Amin is the expert source named on this page. It carries no score for that reason.","verdict_short":"Sells the person who builds the CRM to AMS join. Commonly owned with Top 11, so unscored.","praise":"It publishes what it costs before anyone speaks to you: a fixed $3,000 audit over two weeks, fractional from $5,800 a month, projects from $30,000, read on beyondelevation.com/fde on 31 October 2026. The same page says the client owns everything built: code, agents, accounts and documentation.","praise_short":"Fixed $3,000 audit, and the client keeps the code.","criticism":"It is people, not a CRM, and it costs more than any subscription here: one month of fractional work at $5,800 is more than a year of AgencyZoom Pro at $349 a month, by our arithmetic. An agency whose AMS already syncs two ways with its CRM does not need it. It shares common ownership with Top 11 and its founder is the expert source on this page, which is why it carries no score.","criticism_short":"Dearer than any CRM here, and commonly owned with Top 11.","sources_pending":["https://beyondelevation.com/fde","https://meethayat.com/services/fde"],"risk_signals":{"level":"none","checked":"2026-10-31","summary":"Active firm with the audit, fractional and project rates and the client ownership clause read on beyondelevation.com/fde on 31 October 2026. Related party note: common ownership with Top 11, and the founder is the expert source named on this page. Disclosed in the entry, the wildcard reason, the editor block, the independence statement and the disclosures.","signals":[]},"price_min":3000,"price_max":30000,"free_tier":false,"integrations":[],"facts":"People, not software - fixed $3,000 audit - from $5,800 a month - you keep the code","is_wildcard":true,"unrated":true,"wildcard_model":"wildcard-v2.0","wildcard_reason":"Beyond Elevation cannot be scored on this rubric fairly, for two reasons. It shares common ownership with Top 11 and its founder Hayat Amin is the expert source named on this page, so any score would be ours marking our own work. And it sells a different thing: not a CRM, but a senior operator who builds the join between the CRM, the agency management system and the commission statements that five of the ten products above leave to an import, a one way feed or the buyer. The affiliation is stated in the editor block, the independence statement, the disclosures, the expert block and here inside the entry.","wildcard_reason_short":"Not scored: commonly owned with Top 11, and it sells the person who builds the join, not a CRM.","problems_solved":["CRM and AMS disagree","commission statements reconciled by hand"],"personas":["agency of 8 to 50 people","Applied Epic user"],"_entry_api":"https://topelevens.com/api/lists/crm-for-insurance-agents/11","_entry_md":"https://topelevens.com/api/lists/crm-for-insurance-agents/11/md","_anchor":"https://topelevens.com/crm-for-insurance-agents#rank-11"}]}