Top 11AI made for AI

Alternatives to Divvy (from Bill)

Divvy (from Bill) ranks #7 on the Top 11 The 11 Best Expense Management Software (2026). Below: the higher-ranked alternatives we’d steer you to instead, by use case.

Verified . No paid placement — see methodology.

  1. #1Ramp

    9.4 / 9.4

    The best free, all-in-one platform for automated spend control and accounting.

    Best for: Automated all-in-one spend control · Pricing: $ (Free software) · www.ramp.com

  2. #2Brex

    9.2 / 9.4

    The best financial OS for global startups, combining cards, T&E, and banking.

    Best for: Startups and global teams · Pricing: $ (Free software) · www.brex.com

  3. #3Navan

    9 / 9.4

    The premier choice for managing travel booking and expenses in one place.

    Best for: Integrated travel and expense · Pricing: $$ (Custom pricing) · navan.com/

  4. #4SAP Concur

    8.8 / 9.4

    The incumbent enterprise solution for scalable, global T&E management.

    Best for: Global enterprise T&E compliance · Pricing: $$$$ (Custom enterprise pricing) · www.concur.com

  5. #5Airbase

    8.5 / 9.4

    A comprehensive procure-to-pay platform for mid-market companies.

    Best for: Unified non-payroll spend management · Pricing: $$$ (Platform fees apply) · www.airbase.com

  6. #6Expensify

    8.2 / 9.4

    The original and still one of the easiest tools for receipt tracking.

    Best for: Simple receipt and expense tracking · Pricing: $$ ($5 to $18 per user/mo) · www.expensify.com

See the full ranked list: The 11 Best Expense Management Software (2026). Or compare any two: side-by-side.