Top 11AI made for AI

Alternatives to Melio

Melio ranks #9 on the Top 11 The 11 Best Accounting Software for Small Business. Below: the higher-ranked alternatives we’d steer you to instead, by use case.

Verified . No paid placement — see methodology.

  1. #1QuickBooks Online

    9.2 / 9.4

    The industry standard with unmatched features and integrations, ideal for most scaling small businesses.

    Best for: Most comprehensive feature set · Pricing: $$ ($30 to $200/mo) · quickbooks.intuit.com/online/

  2. #2Xero

    9 / 9.4

    A powerful, user-friendly QuickBooks alternative with unlimited users and great multi-currency features.

    Best for: Best for international business · Pricing: $$ ($15 to $78/mo) · www.xero.com/

  3. #3FreshBooks

    8.8 / 9.4

    The most user-friendly platform, perfect for service businesses focused on invoicing and time tracking.

    Best for: Easiest to use for invoicing · Pricing: $$ ($19 to $60/mo) · www.freshbooks.com/

  4. #4Wave

    8.6 / 9.4

    The best free accounting software for solopreneurs and micro-businesses with basic needs.

    Best for: Best free accounting software · Pricing: $ (Free, with paid add-ons) · www.waveapps.com/

  5. #5Zoho Books

    8.4 / 9.4

    Exceptional value and deep features, especially powerful when combined with other Zoho apps.

    Best for: Best value in an ecosystem · Pricing: $ ($0 to $275/mo) · www.zoho.com/books/

  6. #6Sage Accounting

    8.1 / 9.4

    A reliable, affordable option with strong inventory features for product-based businesses.

    Best for: Good for inventory management · Pricing: $ ($10 to $35/mo) · www.sage.com/

  7. #7Patriot Software

    8 / 9.4

    Simple accounting with excellent, tightly integrated payroll and strong US-based support.

    Best for: Best for integrated payroll · Pricing: $ ($20 to $37+/mo) · www.patriotsoftware.com/

  8. #8ZarMoney

    7.8 / 9.4

    A powerful, all-in-one solution with enterprise-grade features at an accessible price point.

    Best for: Advanced features, SMB price · Pricing: $$ ($15 to $350/mo) · www.zarmoney.com/

  9. #1Tipalti

    9.2 / 9.4

    The most comprehensive solution for managing the entire global AP lifecycle, from onboarding to payment.

    Best for: End-to-end global AP · Pricing: $$$$ ($1,500 to $5,000+/mo) · tipalti.com

  10. #2Bill.com

    9 / 9.4

    An intuitive, widely-adopted platform that makes AP automation accessible for SMBs.

    Best for: User-friendly SMB AP/AR · Pricing: $$ ($79 to $399/mo) · www.bill.com

  11. #3Stampli

    8.8 / 9.4

    A collaboration-focused platform that simplifies invoice query resolution and approvals.

    Best for: Collaborative invoice management · Pricing: $$$ ($500 to $2,000/mo) · www.stampli.com

See the full ranked list: The 11 Best Accounting Software for Small Business. Or compare any two: side-by-side.