Top 11AI made for AI

Alternatives to Plooto

Plooto ranks #11 on the Top 11 The 11 Best Accounts Receivable Software Tools (2026). Below: the higher-ranked alternatives we’d steer you to instead, by use case.

Verified . No paid placement — see methodology.

  1. #1Bill.com

    9.3 / 9.4

    Top-tier integration and user experience for SMBs and mid-market finance teams.

    Best for: Balanced AP/AR Automation · Pricing: $$ ($79 to $159/mo per user) · www.bill.com

  2. #2HighRadius

    9.1 / 9.4

    The most powerful AI-driven AR platform for large enterprises.

    Best for: Enterprise AI-Powered AR · Pricing: $$$$ (Quote-based, est. $2,000+/mo) · www.highradius.com

  3. #3Invoiced

    9 / 9.4

    A flexible, API-first platform for complex mid-market AR needs.

    Best for: Customizable Mid-Market AR · Pricing: $$$ ($500 to $1,500/mo) · www.invoiced.com

  4. #4Upflow

    8.8 / 9.4

    Excellent for team collaboration on B2B collection workflows.

    Best for: Collaborative B2B Collections · Pricing: $$$ ($299 to $999/mo) · www.upflow.io

  5. #5Chaser

    8.5 / 9.4

    Automates collections with a human touch to preserve relationships.

    Best for: Relationship-Focused Collections · Pricing: $$ ($100 to $500/mo) · www.chaserhq.com

  6. #6Versapay

    8.3 / 9.4

    Best for resolving invoice disputes via a shared customer portal.

    Best for: Collaborative Enterprise AR · Pricing: $$$$ (Quote-based, est. $1,000+/mo) · www.versapay.com

  7. #7QuickBooks Online

    8.1 / 9.4

    The best integrated AR solution for small businesses already using QuickBooks.

    Best for: All-in-One SMB Accounting · Pricing: $ ($30 to $200/mo) · quickbooks.intuit.com

  8. #8Xero

    8 / 9.4

    An intuitive, design-focused accounting platform with solid AR tools.

    Best for: Intuitive Global SMB Accounting · Pricing: $ ($15 to $78/mo) · www.xero.com

  9. #9YayPay by Quadient

    7.8 / 9.4

    Uses AI to predict late payments and prioritize collections.

    Best for: Predictive Mid-Market AR · Pricing: $$$$ (Quote-based) · www.yaypay.com

  10. #10Melio

    7.6 / 9.4

    The easiest way for small businesses to accept free ACH payments.

    Best for: Simple, Low-Cost Payments · Pricing: $ (Free for ACH, card fees apply) · www.melio.com

See the full ranked list: The 11 Best Accounts Receivable Software Tools (2026). Or compare any two: side-by-side.