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Top 11 ACA-compliant hr · payroll

Gusto is the highest-ranked Top 11 The 11 Best Payroll Software for SMBs (2026) provider holding ACA compliance.

Why this answer

Filtered to entries that publicly document ACA compliance (in their security page, trust center, or marketing collateral). "In progress" claims do not qualify.

Showing all 3 matches. Top 11 publishes whatever the data supports — we don’t pad lists. See the full ranked The 11 Best Payroll Software for SMBs (2026).

  1. #1Gusto(rank #1 in The 11 Best Payroll Software for SMBs (2026))

    Federal Tax Filing, State Tax Filing, Local Tax Filing, W-2/1099 Generation, ACA, Workers' Comp

    The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.

    Full Gusto review · Compare: Gusto vs Rippling · Alternatives

  2. #2Rippling(rank #2 in The 11 Best Payroll Software for SMBs (2026))

    Federal Tax Filing, State Tax Filing, Local Tax Filing, W-2/1099 Generation, ACA, EEO-1 Reporting

    A powerful, automation-focused platform that unifies payroll with HR and IT for streamlined operations.

    Full Rippling review · Alternatives

  3. #3ADP Run(rank #5 in The 11 Best Payroll Software for SMBs (2026))

    Federal Tax Filing, State Tax Filing, Local Tax Filing, W-2/1099 Generation, ACA, New Hire Reporting

    The SMB solution from an industry giant, offering unmatched reliability, compliance, and scalability.

    Full ADP Run review · Alternatives

Methodology: /methodology · No paid placement ever · Verified .