GoCardless review
The leading platform for collecting recurring payments via direct bank debit.
Top 11 rank
#8 of 11
Score
7.8/9.4
Pricing
$$ (1-2% per transaction)
HQ
London, UK
Verdict
GoCardless excels by specializing in bank-to-bank payments (like ACH and SEPA), offering a powerful way to combat churn from expired credit cards and lower transaction costs.
What customers praise
Its 'Success+' feature uses machine learning to intelligently retry failed bank payments, significantly improving collection rates for this payment type.
What customers criticise
It is not a full-service billing platform and is primarily focused on the payment collection aspect, often needing to be paired with other invoicing software.
Best for
Businesses with recurring revenue models that want to reduce churn and fees by collecting payments directly from customer bank accounts.
At a glance
- Integrations: Xero, QuickBooks, Salesforce, Zuora, Chargebee
- Compliance: ISO 27001, SOC 2, GDPR
- Regions served: North America, Europe, Australia
- Typical onboarding: 3 days
- Free tier: yes
Red flags
Public risk signals as of June 2026: none. No material public risk signals as of 2026-06-09. See the full red-flag report.
Alternatives
See alternatives to GoCardless, or compare against the next-ranked entry: GoCardless vs FastSpring.
Where else this brand ranks
Source: Top 11 The 11 Best Subscription Billing Software, verified June 9, 2026 — no paid placement.