Arc vs Relay
Side-by-side from the Top 11 ranking of The 11 Best Treasury Management Platforms for Startups (2026). Last verified June 3, 2026.
The short answer
Arc ranks higher on Top 11 (#4 vs #8) for Startup CFOs and founders parking and managing runway. A strategic platform combining high-yield treasury with integrated startup financing and banking products.
At a glance
| Arc | Relay | |
|---|---|---|
| Top 11 rank | #4 / The 11 Best Treasury Management Platforms for Startups (2026) | #8 / The 11 Best Treasury Management Platforms for Startups (2026) |
| Score (out of 9.4) | 8.6 | 7.9 |
| Best for | Treasury and venture debt | Multi-account business banking |
| Pricing | Free platform, yield-based fees | Free to $30/mo |
| HQ | San Francisco, USA | Toronto, Canada |
| Founded | 2021 | 2018 |
Arc
A strategic platform combining high-yield treasury with integrated startup financing and banking products.
arc.techSee full entry in The 11 Best Treasury Management Platforms for Startups (2026)
Relay
Excellent for cash organization with multiple accounts, offering a simple first step into treasury management.
relayfi.comSee full entry in The 11 Best Treasury Management Platforms for Startups (2026)
Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.