Authorize.net vs GoCardless

Side-by-side from the Top 11 rankings of The 11 Best Payment Gateways and The 11 Best Subscription Billing Software. Last verified June 9, 2026.

The short answer

Authorize.net ranks higher on Top 11 (#6 vs #8) for Businesses accepting online payments / SaaS and subscription businesses billing customers. A trusted, reliable, and widely integrated gateway, especially for those bringing their own merchant account.

At a glance

Authorize.netGoCardless
Top 11 rank#6 / The 11 Best Payment Gateways#8 / The 11 Best Subscription Billing Software
Score (out of 9.4)8.17.8
Best forReliable gateway for existing merchant accountsBank-to-bank recurring payments
Pricing$ (Gateway-only)$$ (1-2% per transaction)
HQAmerican Fork, USALondon, UK
Founded19962011

Authorize.net

A trusted, reliable, and widely integrated gateway, especially for those bringing their own merchant account.

www.authorize.net

See full entry in The 11 Best Payment Gateways

GoCardless

The leading platform for collecting recurring payments via direct bank debit.

gocardless.com

See full entry in The 11 Best Subscription Billing Software

Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.