Gusto vs Insperity
Side-by-side from the Top 11 rankings of Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026 and Gusto vs Rippling vs BambooHR: 11 Best HRIS for Small Businesses 2026. Last verified May 31, 2026.
The short answer
Gusto ranks higher on Top 11 (#1 vs #10) for Small business owners running payroll without in-house HR / SMBs replacing spreadsheets with a real HRIS. The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.
At a glance
| Gusto | Insperity | |
|---|---|---|
| Top 11 rank | #1 / Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026 | #10 / Gusto vs Rippling vs BambooHR: 11 Best HRIS for Small Businesses 2026 |
| Score (out of 9.4) | 9.3 | 7.3 |
| Best for | Overall ease of use | High-touch, full-service PEO |
| Pricing | $$ ($46 to $150+/mo) | $$$$ (Varies, quote required) |
| HQ | San Francisco, USA | Kingwood, USA |
| Founded | 2011 | 1986 |
Gusto
The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.
gusto.comSee full entry in Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026
Insperity
A comprehensive PEO service combining software with dedicated HR support.
www.insperity.comSee full entry in Gusto vs Rippling vs BambooHR: 11 Best HRIS for Small Businesses 2026
Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.