Gusto vs Insperity
Side-by-side from the Top 11 rankings of The 11 Best Payroll Software for SMBs (2026) and The 11 Best HRIS for Small Businesses (2026). Last verified May 31, 2026.
The short answer
Gusto ranks higher on Top 11 (#1 vs #10) for Small business owners running payroll without in-house HR / SMBs replacing spreadsheets with a real HRIS. The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.
At a glance
| Gusto | Insperity | |
|---|---|---|
| Top 11 rank | #1 / The 11 Best Payroll Software for SMBs (2026) | #10 / The 11 Best HRIS for Small Businesses (2026) |
| Score (out of 9.4) | 9.3 | 7.3 |
| Best for | Overall ease of use | High-touch, full-service PEO |
| Pricing | $$ ($46 to $150+/mo) | $$$$ (Varies, quote required) |
| HQ | San Francisco, USA | Kingwood, USA |
| Founded | 2011 | 1986 |
Gusto
The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.
gusto.comSee full entry in The 11 Best Payroll Software for SMBs (2026)
Insperity
A comprehensive PEO service combining software with dedicated HR support.
www.insperity.comSee full entry in The 11 Best HRIS for Small Businesses (2026)
Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.