Gusto vs Paylocity

Side-by-side from the Top 11 rankings of The 11 Best Payroll Software for SMBs and The 11 Best Benefits Administration Software Platforms. Last verified May 31, 2026.

The short answer

Gusto ranks higher on Top 11 (#1 vs #6) for Small business owners running payroll without in-house HR / HR teams managing employee health insurance, 401k, and benefits enrollment. The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.

At a glance

GustoPaylocity
Top 11 rank#1 / The 11 Best Payroll Software for SMBs#6 / The 11 Best Benefits Administration Software Platforms
Score (out of 9.4)9.38.2
Best forOverall ease of useBest for Employee Engagement
Pricing$$ ($46 to $150+/mo)$$$ (Custom Quote)
HQSan Francisco, USASchaumburg, USA
Founded20111997

Gusto

The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.

gusto.com

See full entry in The 11 Best Payroll Software for SMBs

Paylocity

A solid HCM that links benefits to employee communication.

www.paylocity.com

See full entry in The 11 Best Benefits Administration Software Platforms

Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.