Gusto vs Square Payroll

Side-by-side from the Top 11 ranking of Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026. Last verified May 31, 2026.

The short answer

Gusto ranks higher on Top 11 (#1 vs #8) for Small business owners running payroll without in-house HR. The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.

At a glance

GustoSquare Payroll
Top 11 rank#1 / Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026#8 / Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026
Score (out of 9.4)9.37.9
Best forOverall ease of useBusinesses using Square POS
Pricing$$ ($46 to $150+/mo)$$ ($41+/mo)
HQSan Francisco, USASan Francisco, USA
Founded20112009

Gusto

The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.

gusto.com

See full entry in Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026

Square Payroll

Perfect for Square POS users, with seamless integration of hours, tips, and commissions.

squareup.com/us/en/payroll

See full entry in Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026

Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.