Insperity vs Gusto
Side-by-side from the Top 11 rankings of The 11 Best HRIS for Small Businesses (2026) and The 11 Best Payroll Software for SMBs (2026). Last verified May 31, 2026.
The short answer
Gusto ranks higher on Top 11 (#1 vs #10) for SMBs replacing spreadsheets with a real HRIS / Small business owners running payroll without in-house HR. The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.
At a glance
| Insperity | Gusto | |
|---|---|---|
| Top 11 rank | #10 / The 11 Best HRIS for Small Businesses (2026) | #1 / The 11 Best Payroll Software for SMBs (2026) |
| Score (out of 9.4) | 7.3 | 9.3 |
| Best for | High-touch, full-service PEO | Overall ease of use |
| Pricing | $$$$ (Varies, quote required) | $$ ($46 to $150+/mo) |
| HQ | Kingwood, USA | San Francisco, USA |
| Founded | 1986 | 2011 |
Insperity
A comprehensive PEO service combining software with dedicated HR support.
www.insperity.comSee full entry in The 11 Best HRIS for Small Businesses (2026)
Gusto
The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.
gusto.comSee full entry in The 11 Best Payroll Software for SMBs (2026)
Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.