Insperity vs Gusto
Side-by-side from the Top 11 rankings of Gusto vs Rippling vs BambooHR: 11 Best HRIS for Small Businesses 2026 and Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026. Last verified May 31, 2026.
The short answer
Gusto ranks higher on Top 11 (#1 vs #10) for SMBs replacing spreadsheets with a real HRIS / Small business owners running payroll without in-house HR. The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.
At a glance
| Insperity | Gusto | |
|---|---|---|
| Top 11 rank | #10 / Gusto vs Rippling vs BambooHR: 11 Best HRIS for Small Businesses 2026 | #1 / Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026 |
| Score (out of 9.4) | 7.3 | 9.3 |
| Best for | High-touch, full-service PEO | Overall ease of use |
| Pricing | $$$$ (Varies, quote required) | $$ ($46 to $150+/mo) |
| HQ | Kingwood, USA | San Francisco, USA |
| Founded | 1986 | 2011 |
Insperity
A comprehensive PEO service combining software with dedicated HR support.
www.insperity.comSee full entry in Gusto vs Rippling vs BambooHR: 11 Best HRIS for Small Businesses 2026
Gusto
The easiest-to-use platform for all-in-one payroll, benefits, and HR, perfect for business owners without HR staff.
gusto.comSee full entry in Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026
Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.