OnPay vs Justworks
Side-by-side from the Top 11 rankings of Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026 and Rippling vs Gusto vs BambooHR: 11 Best HR Software for Small Business 2026. Last verified May 31, 2026.
The short answer
Justworks ranks higher on Top 11 (#4 vs #4) for Small business owners running payroll without in-house HR / Small business owners choosing HR software (Rippling vs Gusto vs BambooHR vs Zenefits). A modern, easy-to-use PEO that provides access to excellent large-group benefits.
At a glance
| OnPay | Justworks | |
|---|---|---|
| Top 11 rank | #4 / Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026 | #4 / Rippling vs Gusto vs BambooHR: 11 Best HR Software for Small Business 2026 |
| Score (out of 9.4) | 8.6 | 8.5 |
| Best for | Niche industry features | Best PEO for benefits |
| Pricing | $ ($46+/mo) | $$$ ($59 to $99 PEPM) |
| HQ | Atlanta, USA | New York, USA |
| Founded | 2007 | 2012 |
OnPay
Offers a single, transparently priced plan with great support and features for niche industries.
onpay.comSee full entry in Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026
Justworks
A modern, easy-to-use PEO that provides access to excellent large-group benefits.
www.justworks.comSee full entry in Rippling vs Gusto vs BambooHR: 11 Best HR Software for Small Business 2026
Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.