OnPay vs Square Payroll
Side-by-side from the Top 11 ranking of Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026. Last verified May 31, 2026.
The short answer
OnPay ranks higher on Top 11 (#4 vs #8) for Small business owners running payroll without in-house HR. Offers a single, transparently priced plan with great support and features for niche industries.
At a glance
| OnPay | Square Payroll | |
|---|---|---|
| Top 11 rank | #4 / Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026 | #8 / Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026 |
| Score (out of 9.4) | 8.6 | 7.9 |
| Best for | Niche industry features | Businesses using Square POS |
| Pricing | $ ($46+/mo) | $$ ($41+/mo) |
| HQ | Atlanta, USA | San Francisco, USA |
| Founded | 2007 | 2009 |
OnPay
Offers a single, transparently priced plan with great support and features for niche industries.
onpay.comSee full entry in Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026
Square Payroll
Perfect for Square POS users, with seamless integration of hours, tips, and commissions.
squareup.com/us/en/payrollSee full entry in Gusto vs Rippling vs QuickBooks Payroll: 11 Best Payroll Software for SMBs 2026
Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.