PayPal vs GoCardless
Side-by-side from the Top 11 rankings of The 11 Best Payment Gateways and The 11 Best Subscription Billing Software. Last verified June 9, 2026.
The short answer
PayPal ranks higher on Top 11 (#3 vs #8) for Businesses accepting online payments / SaaS and subscription businesses billing customers. Unrivaled brand trust and a massive user base that boosts e-commerce conversion rates.
At a glance
| PayPal | GoCardless | |
|---|---|---|
| Top 11 rank | #3 / The 11 Best Payment Gateways | #8 / The 11 Best Subscription Billing Software |
| Score (out of 9.4) | 8.8 | 7.8 |
| Best for | Maximizing conversion with brand trust | Bank-to-bank recurring payments |
| Pricing | $$ (Pay-as-you-go) | $$ (1-2% per transaction) |
| HQ | San Jose, USA | London, UK |
| Founded | 1998 | 2011 |
PayPal
Unrivaled brand trust and a massive user base that boosts e-commerce conversion rates.
www.paypal.comGoCardless
The leading platform for collecting recurring payments via direct bank debit.
gocardless.comMethodology and scoring weights live at /methodology. No vendor pays for placement — see about.