SAP Concur vs Pleo

Side-by-side from the Top 11 rankings of The 11 Best Expense Management Software (2026) and The 11 Best Expense Management Software. Last verified June 7, 2026.

The short answer

SAP Concur ranks higher on Top 11 (#4 vs #10) for CFOs and finance managers choosing expense management tools (Expensify vs Brex vs Ramp vs Concur) / Finance teams managing T&E and corporate cards. The incumbent enterprise solution for scalable, global T&E management.

At a glance

SAP ConcurPleo
Top 11 rank#4 / The 11 Best Expense Management Software (2026)#10 / The 11 Best Expense Management Software
Score (out of 9.4)8.87.5
Best forGlobal enterprise T&E complianceSmart cards for European SMBs
Pricing$$$$ (Custom enterprise pricing)$$ (Starts from €0, paid plans available)
HQBellevue, USACopenhagen, Denmark
Founded19932015

SAP Concur

The incumbent enterprise solution for scalable, global T&E management.

www.concur.com

See full entry in The 11 Best Expense Management Software (2026)

Pleo

Simple, elegant mobile experience for smart cards in Europe.

www.pleo.io

See full entry in The 11 Best Expense Management Software

Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.