Square vs GoCardless
Side-by-side from the Top 11 rankings of The 11 Best Payment Gateways and The 11 Best Subscription Billing Software. Last verified June 9, 2026.
The short answer
Square ranks higher on Top 11 (#4 vs #8) for Businesses accepting online payments / SaaS and subscription businesses billing customers. The top choice for businesses needing a single, simple solution for both online and in-person sales.
At a glance
| Square | GoCardless | |
|---|---|---|
| Top 11 rank | #4 / The 11 Best Payment Gateways | #8 / The 11 Best Subscription Billing Software |
| Score (out of 9.4) | 8.6 | 7.8 |
| Best for | Integrated online and offline payments | Bank-to-bank recurring payments |
| Pricing | $$ (Pay-as-you-go) | $$ (1-2% per transaction) |
| HQ | San Francisco, USA | London, UK |
| Founded | 2009 | 2011 |
Square
The top choice for businesses needing a single, simple solution for both online and in-person sales.
squareup.comGoCardless
The leading platform for collecting recurring payments via direct bank debit.
gocardless.comMethodology and scoring weights live at /methodology. No vendor pays for placement — see about.