What is a comparative rater?

Software that takes an applicant's details once and returns quotes from several carriers. Agents use it to compare price and coverage without filling in each carrier's own form.

Who uses one?

Independent insurance agents and agency owners who quote personal or commercial lines across several carriers

What does it cost?

Pricing varies. The cheapest provider in our Top 11 starts around $49/mo. See the cheapest providers ranked.

How do I pick one?

Read the full methodology for our 9.4-point scoring framework, then look at the canonical EZLynx vs Vertafore PL Rating vs Applied Epic Quotes: 11 Best Comparative Rating Software 2026. If you want a slice of the ranking by price, fit, or compliance, jump to: cheapest · highest-rated · fastest onboarding.

Source: Top 11 EZLynx vs Vertafore PL Rating vs Applied Epic Quotes: 11 Best Comparative Rating Software 2026, verified October 27, 2026.