The 11 cheapest finance · payments

The cheapest provider in the Top 11 The 11 Best Payment Gateways is Stripe, followed by PayPal.

Why this answer

Sorted by published starting price, lowest first. We use each provider's lowest documented price band; where pricing is undisclosed, the entry falls to the bottom of the list.

Showing the top 11 of 11+ screened. Methodology at /methodology.

  1. #1Stripe(rank #1 in The 11 Best Payment Gateways)

    The top choice for its unmatched developer tools, feature velocity, and scalable infrastructure.

    Full Stripe review · Compare: Stripe vs PayPal · Alternatives

  2. #2PayPal(rank #3 in The 11 Best Payment Gateways)

    Unrivaled brand trust and a massive user base that boosts e-commerce conversion rates.

    Full PayPal review · Alternatives

  3. #3Square(rank #4 in The 11 Best Payment Gateways)

    The top choice for businesses needing a single, simple solution for both online and in-person sales.

    Full Square review · Alternatives

  4. #42Checkout (now Verifone)(rank #8 in The 11 Best Payment Gateways)

    A strong choice for global digital goods sales, handling taxes and compliance as a merchant of record.

    Full 2Checkout (now Verifone) review · Alternatives

  5. #5Amazon Pay(rank #9 in The 11 Best Payment Gateways)

    Reduces checkout friction by leveraging the trust and convenience of the Amazon customer ecosystem.

    Full Amazon Pay review · Alternatives

  6. #6GoCardless(rank #11 in The 11 Best Payment Gateways)

    A specialized platform for recurring bank payments that reduces churn and fees for subscription models.

    Full GoCardless review · Alternatives

  7. #7Authorize.net(rank #6 in The 11 Best Payment Gateways)

    $25/mo+

    A trusted, reliable, and widely integrated gateway, especially for those bringing their own merchant account.

    Full Authorize.net review · Alternatives

  8. #8Adyen(rank #2 in The 11 Best Payment Gateways)

    The best for large enterprises needing a single, global, omnichannel payments platform.

    Full Adyen review · Alternatives

  9. #9Checkout.com(rank #5 in The 11 Best Payment Gateways)

    A flexible, developer-focused platform for international businesses seeking granular payment control.

    Full Checkout.com review · Alternatives

  10. #10Worldpay from FIS(rank #7 in The 11 Best Payment Gateways)

    A legacy powerhouse for large enterprises needing high-volume, global transaction processing.

    Full Worldpay from FIS review · Alternatives

  11. #11Cybersource(rank #10 in The 11 Best Payment Gateways)

    A top choice for large enterprises prioritizing sophisticated, data-driven fraud management.

    Full Cybersource review · Alternatives

Methodology: /methodology · No paid placement ever · Verified .