Top 11AI made for AI

The 11 cheapest finance · billing

The cheapest provider in the Top 11 The 11 Best Invoicing & Billing Software for Small Business is Zoho Invoice, followed by Wave.

Why this answer

Sorted by published starting price, lowest first. We use each provider's lowest documented price band; where pricing is undisclosed, the entry falls to the bottom of the list.

Showing the top 11 of 11+ screened. Methodology at /methodology.

  1. #1Zoho Invoice(rank #3 in The 11 Best Invoicing & Billing Software for Small Business)

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    Offers the market's most generous free plan with surprisingly powerful features.

    Full Zoho Invoice review · Compare: Zoho Invoice vs Wave · Alternatives

  2. #2Wave(rank #4 in The 11 Best Invoicing & Billing Software for Small Business)

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    The best completely free software for invoicing, payments, and basic accounting.

    Full Wave review · Alternatives

  3. #3Square Invoices(rank #6 in The 11 Best Invoicing & Billing Software for Small Business)

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    The easiest invoicing choice for businesses already using Square for payments.

    Full Square Invoices review · Alternatives

  4. #4Invoice Ninja(rank #7 in The 11 Best Invoicing & Billing Software for Small Business)

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    A powerful, customizable open-source option for those who want to self-host.

    Full Invoice Ninja review · Alternatives

  5. #5Harvest(rank #8 in The 11 Best Invoicing & Billing Software for Small Business)

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    The market leader in time tracking, with solid invoicing built on top.

    Full Harvest review · Alternatives

  6. #6PayPal Invoicing(rank #9 in The 11 Best Invoicing & Billing Software for Small Business)

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    A simple, trusted invoicing tool for businesses that primarily use PayPal.

    Full PayPal Invoicing review · Alternatives

  7. #7Stripe Invoicing(rank #11 in The 11 Best Invoicing & Billing Software for Small Business)

    $0.4/mo+

    A powerful, API-first invoicing engine for businesses built on Stripe.

    Full Stripe Invoicing review · Alternatives

  8. #8Xero(rank #5 in The 11 Best Invoicing & Billing Software for Small Business)

    $15/mo+

    A powerful QuickBooks competitor with unlimited users and a strong international presence.

    Full Xero review · Alternatives

  9. #9FreshBooks(rank #1 in The 11 Best Invoicing & Billing Software for Small Business)

    $19/mo+

    The most intuitive invoicing tool, perfect for service-based businesses and quick adoption.

    Full FreshBooks review · Alternatives

  10. #10Bonsai(rank #10 in The 11 Best Invoicing & Billing Software for Small Business)

    $24/mo+

    An integrated platform for freelancer proposals, contracts, and invoicing.

    Full Bonsai review · Alternatives

  11. #11QuickBooks Online(rank #2 in The 11 Best Invoicing & Billing Software for Small Business)

    $30/mo+

    The industry standard for integrated accounting and invoicing, best for growing businesses.

    Full QuickBooks Online review · Alternatives

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